We want to be your Home Improvement Loan Source. 

Choose the Riverside consumer loan that’s right for you.  Loan approvals are made locally by our professional underwriters.  Whether it’s a new car, boat, or taking that dream vacation, we can help you achieve your financial goals.  We have experienced personal bankers that will help you with the application process.  We will also take the time to explain all features and benefits of each loan offered.  Visit a banking center today or call 1-800-214-6850 to start the application process, check interest rates, and answers to frequently asked questions on the application and underwriting process.

Planning the next big purchase is exciting and sometimes there are more options than you might expect.  We're here to help you make the decision that's right for you. 

• New and Used automobiles
• Jet-Ski’s and Wave Runners
• CD Loans
• Manufactured Homes
• Unsecured Loans
• Unsecured Lines of Credit
• Vacant Land
• Motorcycles
• Boats
• ATVs
  

Features and Benefits:

• Competitive Rates
• Competitive Terms
• Approvals in one hour
• Same day closings
• 100% financing on some products
• Pre-Qualification available

At Riverside Bank, we want to help you achieve your life’s ambitions.  Life is constantly changing and we want to assist you every step of the way.  Whether you want to consolidate high interest rate debt, finance your child’s education, or start that home improvement project, we can provide you with the right resources to realize your heart’s desires and goals.

Features and Benefits:

• Reusable line of credit secured by a home; funds can be used any purpose - college education, home improvement, vacation, etc.
• Flexible, based on current outstanding balance, can be interest only, or principle and interest.  
  Variable Rate Options
• 10 Year Term
• Easy access to approved funds via checks, access card, or at any Riverside Banking Center.      
  $5,000.00 Minimum Loan Amount
• Up to 95% Loan to Value Ratio
• Interest May be Tax Deductible*
• No Closing Costs on lines up to $100,000.00

Features and Benefits:

• Fixed monthly payment
• Fixed Rate
• Payments amortized up to 20 years       
• Funds received in one lump sum
• $5,000 Minimum Loan Amount
• Up to 95% Loan to Value Ratio
• Interest May be Tax Deductible*       
• No Closing Costs on loans up to $100,000.00

Mortgage Loans

Loan decisions are made locally by our supportive lending team.  If you have a dream home in mind, we can help you make it a reality. We have seasoned residential mortgage professionals that will help you with construction loans, refinance opportunities or the purchase of your dream home.  Visit www.WeDoDreams.com to submit your application for pre-approval, check on mortgage rates and get answers to frequently asked questions about the mortgage and home buying process.  You may also call or stop by any Riverside Banking Center to speak with a mortgage professional.

Mortgage Loan Programs

15, 30 & 40 Year Fixed Rate

1, 3 & 5 Year Adjustable Rate (ARM)

Interest Only Loans

Primary & Secondary Homes

Investment Opportunities

1st & 2nd Mortgages

Foreign National Programs

Jumbo Mortgages

Down Payment Assistance Programs

State & Local Bond Programs 

Purchase

Special Work Force Housing Loans

First Time Home Buyers

100% Financing

Fast pre-qualification

Quick Approvals

Timely Closings

Construction 

Construction to Permanent Financing (One Time Closing)

Wide Variety of Programs to Fit Your Needs

Refinance

Lower Your Monthly Payment

Cash-Out for: